Matsen Insurance Brokers and the National Fire Protection Association would like everybody in the community to remember two things: first, the week of October 5 to 11 is National Fire Prevention week. The second thing? Smoke alarms help save lives and reduce damages from home fires.
While installing smoke alarms and keeping them maintained are two steps you can take to help reduce the risk of losses due to home fires, we also urge you to keep your homeowners insurance policy updated. Contact us at your earliest convenience for help understanding your current coverage and competitive homeowners insurance quotes.
Fire Prevention Tips
According to a paper in the Fire Safety Journal, it is important to assess fire hazard risks in your home. Some examples might be electrical outlets that spark or a fireplace that has been used without cleaning the chimney for several months. After all, a smoke alarm will alert you to the presence of fire, but it is also important to do everything you can to keep those fires from starting in the first place.
The Fire Safety Journal also recommends having some methods of extinguishing a fire on-hand. These might include an automatic sprinkler system and a home fire extinguisher. Of course, the safety of you and your family comes first, so it is best to evacuate and call the local fire department if you have a major fire.
How Well Does Your Homeowners Insurance Cover Fires?
Typical home policies do cover fires, but your coverage may vary because of your deductible and policy limits. At Matsen Insurance Brokers, Inc., our experienced homeowners insurance agents are eager to help you review your existing policy and suggest alternatives that might provide better coverage at a lower price. Please contact us at your earliest convenience to discuss personal and business insurance in California.